Workshop · Routing challenge

The Cover Payment

HDFC has a customer payment it was told about and cover funds it cannot tie to anything. Work out which routing was used, which leg went missing, and what the message was legally required to carry.

What you practise

Serial vs cover routing
pacs.009 CORE vs COV
UndrlygCstmrCdtTrf
Reconciling on UETR

The task

Five decisions. Start by naming what you are looking at — the rest follows from the routing model.