head · ISO 20022 message

head.001

Business Application Header (BAH) — The addressed envelope around every message: from, to, message type, id — so a network can route without opening the letter.

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Full identifier: head.001.001.02
MT predecessor: MT basic/application header
Direction: Any

Elements

AppHdr Fr FIId FinInstnId BICFI To BizMsgIdr MsgDefIdr BizSvc CreDt Prty

Sample

<?xml version="1.0" encoding="UTF-8"?>
<AppHdr xmlns="urn:iso:std:iso:20022:tech:xsd:head.001.001.02">
  <Fr><FIId><FinInstnId><BICFI>EBILAEAD</BICFI></FinInstnId></FIId></Fr>
  <To><FIId><FinInstnId><BICFI>HDFCINBB</BICFI></FinInstnId></FIId></To>
  <BizMsgIdr>EBILAEAD-20260627-000400</BizMsgIdr>
  <MsgDefIdr>pacs.008.001.08</MsgDefIdr>
  <BizSvc>swift.cbprplus.02</BizSvc>
  <CreDt>2026-06-27T09:30:00+04:00</CreDt>
  <Prty>NORM</Prty>
</AppHdr>

Part of the ISO 20022 Dictionary — the reference layer of ISO 20022 Academy. Written by Revanth Sai Rayapati.