Where a payment sits on the timeline: received → validated → accepted → settlement in process → completed → credited. Not yes/no — a snapshot.
Open in the interactive Academy →Carried in: GrpSts / TxSts — in pain.002 & pacs.002
The External Payment Transaction Status set. These are the ones you meet constantly.
| Code | Name | Meaning |
|---|---|---|
RCVD | Received | The message arrived; nothing checked yet. |
ACTC | AcceptedTechnicalValidation | Structure valid: schema passed, mandatory fields present. |
ACCP | AcceptedCustomerProfile | Technical and customer-profile checks passed. |
ACSP | AcceptedSettlementInProcess | Accepted and settlement is underway. "It’s moving" — not yet arrived. |
ACWP | AcceptedWithoutPosting | Accepted, but not yet credited to the creditor. Common cross-border. |
ACSC | AcceptedSettlementCompleted | Settlement on the debtor side is completed. |
ACCC | AcceptedCreditorAccountCredited | The strongest yes: the money is in the beneficiary’s account. |
ACWC | AcceptedWithChange | Accepted, but the bank altered something (a repaired field). |
PDNG | Pending | Accepted but waiting — a cut-off, a check, a business hour. |
PART | PartiallyAccepted | A batch: some accepted, some rejected. Read the per-transaction statuses. |
RJCT | Rejected | Refused — carries a reason code. |